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title: Getting started | Penny Knowledge Base
description: New to Penny?  Click here to get started!
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1. [Penny Knowledge Base](https://kb.thepennyinc.com/migration)
2. [Getting started](https://kb.thepennyinc.com/migration/getting-started)

# Getting started

 New to Penny? Click here to get started!

- [When depositing funds do I use Wire Transfer or ACH?](https://kb.thepennyinc.com/migration/when-depositing-funds-do-i-use-wire-transfer-or-ach)
- [What are the US banking holidays to be aware of?](https://kb.thepennyinc.com/migration/what-holidays-could-cause-delay-to-my-payments)
- [What are your Bank account details for deposit?](https://kb.thepennyinc.com/migration/what-are-your-bank-account-details-for-deposit)
- [What is the difference between a Virtual and a Lodged card?](https://kb.thepennyinc.com/migration/what-is-the-difference-between-a-virtual-and-a-lodged-card)
- [What are the restricted vendors/merchants that cannot be used?](https://kb.thepennyinc.com/migration/what-are-the-restricted-vendors/merchants)

- [Getting started](https://kb.thepennyinc.com/migration/getting-started)
- [FAQs](https://kb.thepennyinc.com/migration/faqs)
- [Integration](https://kb.thepennyinc.com/migration/integration)

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